Everyone has been impacted strongly by COVID-19. People have been laid off, business have been either temporarily closed or permanently closed. Some companies filed bankrupt. This pandemic has effected everyone all over the world.
TIPS ON SAVING MONEY DURING COVID-19.
Everyone should have a savings account. Right now its hard to save anything but when you were working at least $50.00 to $100.00 should have been put into your savings. That money would have been your emergency money to use in an event like this.
Your stimulus check should be used wisely. Pay the most important bills, buy some food supplies and put some away.
Do the same with your tax return.
CUT BACK ON NON-ESSENTIAL ITEMS
Most of these things are offered online for free
DOWNGRADE YOUR PHONE, CABLE & INTERNET PLANS
Call your cable company and inform them that money is very tight right now and see what type of help they are offering at this present time. If any.
Before calling them look into alternative solutions to your problem. Not all companies are offering relief to their valued customers, so look up other companies in your area that may offer a discounted rate during this time.
Another solution is to look into a Roku, Fire Stick or subscribe to Netflix.
Call your phone company and see if they are offering discounts on your monthly bill payment if not threaten to switch phone services.
Same thing with your internet service. Call your provider and see what type of relief they are offering or just downgrade your plan until you can afford your original plan.
WATCH WHAT YOU PURCHASE TO EAT
First thing eliminate going out to eat or ordering food to be delivered.
Left overs is always good. You can take to work the next day or have for dinner.
Buy food that last long. Canned or frozen foods, fruits, vegetables & beans, rice, pasta, etc.
Buying in season fruits and vegetables are also cost effective.
Never buy food in bulk. Especially things that will perish fast.
Use coupons when you can.
Stop buying WANTS and start buying NEEDS!
Visit food pantries. www.foodbanknyc.org
If it is possible to do without any or major complications to your health, switch to the generic form of your medication for 90 days.
The less you drive your car, the less your payments are supposed to be. Find ways of lowering your coverage. A lot of insurances are giving monthly refunds. Contact your car insurance company and talk to a representative.
The next solution is to use public transportation.
Lastly walking or riding a bike to your destination.
As of now your land lords are not supposed to take rent from you until August 20, 2020. That does not mean you don’t have to pay your back rent. Save as much as you can towards your rent.
If by then you know that having your rent money will not be an option, try moving in with a friend and split paying their rent and bills.
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